To get started, go to HealthCare.gov for the latest up-to-date information on the Illinois Marketplace. The website will provide you with step-by-step instructions on how to apply, what the plans cover and a list of Navigators and certified application counselors to assist in the process.
Beware of Scammers
According to the Better Business Bureau, with the launch of the ObamaCare Insurance Marketplaces/ Exchanges, scammers have discovered the latest opportunity to steal people’s identities.
The scam works like this: someone claiming to be a federal government employee will call saying you have been selected to be a part of a group of Americans to receive insurance cards. Before the insurance card can be mailed, you must provide them with your bank account number and Social Security number. Once they have this information, they either sell it or use it to access the person’s accounts.
Steve Bernas, president and CEO of the BBB warns, “Consumers need to realize that the government rarely calls individuals. If you receive this type of call, hang up.” Other tips include:
- Never give out personal information such as birth dates, bank accounts, credit card numbers or Social Security numbers.
- Don’t rely on caller ID, scammers are able to display fictitious company names and phone numbers.
- The government traditionally uses snail mail, they rarely call, use e-mails or texts.
For more valuable tips from the Better Business Bureau go to www.bbb.org.